Legal Information: Disclaimer, Privacy Policy & Terms of Service
Disclaimer
The information and strategies discussed here are intended for educational purposes only and do not constitute financial, investment, tax, or legal advice. As a financial coach, I am here to help you gain confidence in understanding your finances; however, I am not a licensed financial advisor, investment advisor, or tax professional. For advice specific to your personal financial situation, please consult a licensed professional.
Investing involves risks, and there is no guarantee of achieving financial goals or avoiding losses. Past performance does not predict future results. Examples discussed are purely illustrative and may not reflect your unique financial situation.
DZ Financial Coaching and its representatives are not responsible for any decisions you make based on information read here. You assume all risks associated with your financial choices.
Privacy Policy
August 23, 2025
We, at Freedom Lab, respect your privacy. This Privacy Policy explains how we collect, use, and protect your personal information when you visit our website, sign up for resources, or enroll in our programs.
Information We Collect
We may collect the following types of information:
Contact details such as your name, email address, and phone number.
Payment information when you enroll in a paid program (processed securely by Stripe, a third-party provider. We do not store your full payment details.
Usage data such as IP address, browser type, and pages you visit (via cookies or analytics tools).
Voluntary information you provide, such as quiz responses or program application details.
How We Use Your Information
We use your information to:
Provide and deliver the products and services you request.
Process payments and manage your account.
Send you emails, updates, and resources (you can unsubscribe anytime).
Improve our website, programs, and customer experience.
How We Share Information
We do not sell or rent your personal information. We may share limited information with trusted third-party providers who help us operate our business (for example, Kajabi for course hosting, Stripe for payments, or email service providers). These companies are only allowed to use your information to provide services to us.
Cookies and Tracking
Our website may use cookies and similar technologies to improve your browsing experience, analyze traffic, and personalize content. You can disable cookies in your browser settings, but some parts of the site may not work properly.
Your Rights
Depending on where you live, you may have the right to:
Access the personal information we hold about you.
Request corrections or updates to your data.
Request deletion of your data, subject to business and legal requirements.
Opt out of marketing emails at any time (unsubscribe link is included in every email).
To make a request, contact us at dee@dzimmermanfinance.com.
Data Security
We take reasonable steps to protect your information from unauthorized access, disclosure, or misuse. However, no method of transmission over the internet or electronic storage is 100% secure.
Changes to This Policy
We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated effective date.
Contact Us
If you have questions about this Privacy Policy or how your information is handled, please contact us at:
dee@dzimmermanfinance.com
Terms of Service
August 23, 2025
Welcome to Freedom Lab. By using our website, enrolling in our programs, or purchasing our products, you agree to these Terms of Service. Please read them carefully.
Program Access & Use
When you purchase a program, you are granted a limited, non-transferable license for your personal use only.
You may not share, copy, or distribute course materials without written permission.
Access to digital materials is for the length of the program as described at enrollment, unless otherwise stated.
Payments & Refunds
All payments must be made on time and in full according to the payment plan you select.
Missed or failed payments may result in suspension or termination of access until the account is current.
For group coaching programs, we offer a 30-day satisfaction guarantee: if you attend the sessions, use the tools, and still don’t feel the program is helping, you may request a refund within 30 days of your start date. Beyond this period, all payments are non-refundable.
Coaching Services
Coaching is educational and supportive in nature. It is not financial advising, investment advising, accounting, or legal advice.
You are responsible for your own financial decisions and results.
Technology & Availability
We use third-party platforms (such as Kajabi, Zoom, and Stripe) to deliver our services. We are not responsible for outages, errors, or limitations on those platforms.
We reserve the right to update or change program materials, schedules, or delivery methods to improve your experience.
Intellectual Property
All program content, including videos, workbooks, guides, and frameworks (such as the R.I.S.E. framework, WealthTalk Guide™, and MoneyOps System™) are our intellectual property.
You may not reproduce, sell, or share content without permission.
Limitation of Liability
We make no guarantees of specific financial results. Your success depends on your effort, participation, and circumstances.
To the fullest extent allowed by law, we are not liable for any damages resulting from use or misuse of our services.
Termination
We reserve the right to suspend or terminate access if you violate these Terms or engage in disruptive behavior in the program community.
Changes to Terms
We may update these Terms from time to time. Updated versions will be posted on this page with a new effective date.
Contact
If you have questions about these Terms, please contact us at:
dee@dzimmermanfinance.com