Insurance premiums are out of control and you’re not imagining it. If you’re frustrated, you’re not alone. But don’t give up! Let’s break down why this is happening and what smart, practical things you can do to get your costs back under control.

Spending is supposed to feel good so why does it often come with guilt? In this post, I explore the 3 hidden reasons behind guilt-driven spending and how to break free with a healthy plan, mindset, and guardrails. Let’s move toward spending with more peace and less pressure.

You can’t plan for financial freedom if you don’t know what you’re spending now. Awareness is the first step because your spending today shapes what you’re retiring to tomorrow.