Everyone Deserves Financial Confidence
It’s not about knowing everything. It’s about knowing enough to move through life with greater confidence and less fear.
Every once in a while I think about this... how would it go for my husband if something happened to me tomorrow? Would he know where everything is? And would he know how that "everything" is being managed?
I handle most of the finances. I'm a DIY person with money. No money manager (I'm it). No financial advisor for investments. Even no CPA for taxes until a few years ago. I do it this way because I enjoy it, and I've learned how.
But have you ever wondered about this with your own family?
Traditionally, the husband handles the finances, and that's still more common. But the point isn't who handles it. The point is whether both people could step in if life made it necessary.
That's partnership.
A few years ago I had a friend whose husband suddenly passed. She needed passwords and account access. She had bills to pay, monthly income to manage, and some really big decisions to make. She wasn't incapable of these things—she just had never been invited into that world.
I helped her for a time and that experience has stayed with me. Here's what I learned:
Financial confidence is not reserved for "money people." Why should it be?
Although you don't need to become the financial expert in the family, I think every adult deserves enough understanding to know that whatever life brings, you can move through it with confidence, not fear.
That's one of the reasons I'm drawn to the work of Purse Strings. I want to share with you who they are, because there are seasons when women especially need confidence. Widowhood, divorce, caregiving, changing jobs or careers, moving into retirement. Or just becoming more involved for the first time.
You know my work is primarily helping couples become financial partners. That work hasn't changed. I still believe the healthiest place is partnership. Not one person knowing everything, but two people understanding their roles and knowing enough to walk through life together.
But we never know what life will ask of us.
I hope if you're married, this encourages you to invite each other in a little more. And if you're in one of those seasons where you're navigating finances on your own, I hope you know you don't have to figure it all out by yourself.
Let's be prepared. Not out of fear, but out of love.
If you're in one of those seasons and would like to learn more about Purse Strings, here's the link to check them out.
And if you'd like to strengthen your financial partnership, my 7 Financial Blind Spots Worth Noticing is a great place to reflect on how you're doing money together.
Wishing you more confidence,
Dee
