Financial Peace Starts With a Simpler System
I love “simple,” don’t you? That’s why streamlining routines is a core part of how I help others manage their money. The idea applies across all areas of our lives, not just our finances.
Here’s a helpful definition: “Intentionally simplifying and organizing regular tasks or processes to reduce friction, save time, and improve consistency—so that daily actions support your goals with less effort and stress.”
Yes! Less effort and stress
It’s a smart, and necessary approach to everything in life—to your health, money, business, home, and personal productivity. Without it, we drown. Why? Because life keeps speeding up, and the expectations are high!
And when we get this wrong, we experience confusion and overwhelm in our lives. What happens then, in our money world? We start to hate managing money. We either avoid it, make poor decisions, or let the chaos bleed into other areas of our life, stealing our joy and hurting our relationships.
But when we get it right, peace enters. We feel confident with how we’re managing our money, and hopeful about our future. And because there’s less stress around it, we have more time for the rest of life! Sounds good to me!
The MoneyOps System™
To give you a vision, and to get you stoked about it, here’s a simple overview of my MoneyOps System™ that I use in coaching: a step-by-step process of streamlining. You can learn more about this, and implement it in your life, with guidance here. But let’s start with this…
3 Steps to Streamlining Routines
Simplify. Time to declutter! Your first step is to focus on clearing the clutter and/or steps, because you can’t have success with chaos!
Organize. Once you know what’s essential, you can put it in order. Your focus here is to create structure.
Automate. Now it’s time to implement some tools, systems, and a schedule, to handle tasks without needing your constant attention! This is a layer on top of a well-organized life.
Simplify–Organize–Automate. These are your survival skills. And a path to move from fear to confidence. From overwhelm, to more time for what really matters. From money controlling you, to you controlling your money. Let’s break it down…
Simplify
You’ll start by listing all your tasks. 🔥If you’re doing this as a couple, combine your list. You’re running a household, so run it like a business, and strategize for clarity and efficiency!
Now decide if you can either eliminate or delegate the responsibility:
Eliminate. You’ll need to be thorough here, and honest. It’s not easy to choose what’s essential. But it’s essential that you do!
Delegate. If you’re a couple, choose the actions where your strengths lie, and your time allows. If you’re going it alone, some delegation may still be possible.
I went through this step myself and recognized room for improvement. I’m a natural planner and organizer and so, counter-intuitively, I can sometimes tolerate more complex systems. But it’s really just well-organized clutter!
Organize
Now you’ll group similar tasks together, sometimes called “batching” or “task batching” to create efficiency. Examples in other areas of life might include meal prepping or responding to your emails during a dedicated time, to avoid distraction.
For financial management, your action items can often be batched by frequency. Some need to be done daily (very few), some weekly, monthly, quarterly, and annually. Additionally, you can time block these on your calendar, or anchor them to existing habits.
Automate
Finally, ask yourself if there are ways these responsibilities can be automated? A few ideas (among many) include:
⛭ bank or app alerts
⛭ recurring transfers
⛭ calendar reminders
⛭ linked bill payments
⛭ spending categorization rules
⛭ budget apps that auto-import transactions
⛭ automatic savings contributions with goal-specific savings buckets
One automation I created recently was to switch to a different budget app that streams current activity on all my accounts, including investments. Now I can see everything in one place, notice changes, and track net worth without gathering all the information myself.
The Secret to Less Stress!
Simplify, organize, and automate. If you commit to the initial effort of working through this process, it will result in less effort in the future, less stress, more confidence and peace, and finally real progress toward your goals.
👋 Hey, and if you’re a couple, it’s essential to a strong financial partnership.
Where to Get More Help
If you’re ready to feel more in control of your money, and finally make (stress-free) progress toward your goals, that’s what we do here! Our 1:1 coaching is available for those doing money alone. Sign up for your FREE Financial Freedom Workouts to receive 10 weekly emails in your inbox, and get financially fit!
And our Wealth Together coaching (both 1:1 and group) is for couples. Take your FREE Money Talks Quiz to learn your money conversation style with your partner! And take small steps to overcome these challenges.
⚠️ But wait! Now is the time to enroll in the new Wealth Together group program. It’s at founder pricing ($995) because it’s new! 10 live group sessions, 3 privates, and year access to coaching. We have TWO SPOTS left—doors will be closing soon!
You can schedule a short visit here, to see if this is a fit for you.
Let’s streamline your routines, and SO much more! Because your money (and your sanity) depend on it!
