Building awareness is the essential first step. We begin by exploring your money roots—understanding the beliefs and stories that shape how you relate to money today.

Next, you’ll discover your primary motivator and learn how your money conversations might be influenced by common communication challenges, like the Gottman Four Horsemen. We focus on the first two horsemen, to start shifting how you talk about money—creating space for honest, constructive conversations.

Together, we’ll reawaken your shared dreams and vision for a “rich” life, because those dreams fuel your journey. At the same time, we gather all your financial details and review the eight key financial milestones that lead to true independence.

With this clear awareness of where you are, what drives you, and where you want to go, you’ll be ready to create a personalized, wise plan that fits your unique situation. One you can commit to and feel excited about.

This is where a real shift begins. We look at what’s standing in your way (externally and internally) and start clearing it. Using the metaphor of a financial house, we explore the “storms” that impact you from the outside and fix the leaks within.

You’ll begin to recognize emotional spending patterns, unpack impulsive or compulsive behaviors, and take an honest look at your money type and past experiences. Through guided conversations, we explore the third and fourth Horsemen of communication and continue practicing weekly money talks.

You’ll also take a fresh look at where your time and money are going, and whether they reflect what matters most. This work helps you take responsibility, reduce unnecessary friction, and build a stronger foundation for lasting change.

Now that you’ve cleared some of the biggest roadblocks, it’s time to put practical systems in place—ones that work for you. This is where your confidence starts to build.

You’ll learn how to track your money with ease, starting with a monthly spending snapshot and moving into a streamlined system using a budget app. A simple daily habit—just a few minutes—can replace stress with structure.

From there, we explore cashflow patterns, identify strengths and vulnerabilities, and look at how your current spending lines up with your income and goals. You’ll build in financial resiliency through emergency funds and rollover funds, so future surprises don’t feel like financial emergencies.

Finally, we walk through the MoneyOps System to simplify, organize, and automate your routines. You’ll define roles, set up sustainable habits, and treat your household finances with the same care and coordination you’d bring to running a business.

By the end of this phase, you’ll not only have the tools—you’ll be using them together. Because financial partnership is about systems and communication. We continue practicing money talks, now integrating everything you’ve learned about conflict, repair, and trust.

You’re well on your way—and now it’s time to step back and truly see what you’ve built. In this phase, we pause to measure progress and celebrate what’s changed: new habits, stronger partnership, real movement toward your goals. We’ll look honestly at what’s going well, what needs a tweak, and what’s still ahead. You’ll organize your accounts, and learn how to assign purpose to each one. We’ll introduce the concept of money flowcharts and guide you through optimizing your savings and investments—even if that world has felt intimidating before.

You’ll also get an overview of what it looks like to maintain momentum. We’ll explore financial independence—what it really means, what it takes, and how close you might be already. You’ll learn how to project your path using simple tools and review a spending plan framework that can help you stay balanced as your life and goals evolve. And if you want extra support? You’ll have the option to create your own tailored Wealth Map or continue your journey through my next-level program, The Nest Egg Playbook. You’ll leave Wealth Together with confidence and a shared sense of purpose. Because the life you want is worth building—for both of you.